Legal

Terms of Service

Last updated: May 30, 2026 · Effective immediately

By using Unc's Journal, you agree to these terms. Please read them — they're written in plain language, not legalese.

1. Acceptance of Terms

By accessing or using Unc's Journal ("the Service") at uncsjournal.com, you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Unc's Journal is a trading journal platform that allows users to log trades, track performance statistics, receive AI-powered trade analysis, and access educational tools such as a risk calculator and market news feed.

3. Account Registration

To use the Service, you must create an account with a valid email address and password. You are responsible for:

You must be at least 18 years old to create an account.

4. Subscription and Payments

Free plan: The basic features of Unc's Journal are available free of charge, subject to usage limits outlined in the app.

Paid plans: Premium features require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis and are non-refundable except as described below.

Refund policy: If you are not satisfied with a paid subscription, you may request a full refund within 7 days of your initial payment by contacting support@uncsjournal.com. No refunds are issued after 7 days.

Cancellation: You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. You will retain access to paid features until the period ends.

5. Not Financial Advice

⚠️ Important Disclaimer: Unc's Journal is a journaling and educational tool only. Nothing on this platform constitutes financial advice, investment advice, or trading recommendations. The AI analysis provided is for educational purposes only and should not be relied upon for trading decisions. All trading involves risk and you may lose money. Past performance is not indicative of future results. Always do your own research and consider consulting a qualified financial advisor.

6. Acceptable Use

You agree not to:

7. Intellectual Property

The Unc's Journal platform, including its design, code, and content, is owned by Unc's Journal and protected by intellectual property laws. You may not copy, distribute, or create derivative works without our written permission.

Your trade data belongs to you. We claim no ownership over the data you enter into the platform.

8. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. AI-Generated Content

The AI analysis and coaching content provided through the Service is generated by Anthropic's Claude AI model. This content is provided "as is" for educational purposes. We do not guarantee the accuracy, completeness, or suitability of AI-generated content for any particular purpose.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Unc's Journal shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, trading losses, or data loss arising from your use of the Service.

Our total liability for any claim arising from your use of the Service shall not exceed the amount you paid us in the 3 months preceding the claim.

11. Service Availability

We strive to keep the Service available at all times but do not guarantee uninterrupted access. We may temporarily suspend the Service for maintenance, updates, or circumstances beyond our control.

12. Termination

We reserve the right to suspend or terminate accounts that violate these Terms. You may delete your account at any time from the app settings. Upon termination, your data will be deleted within 30 days.

13. Changes to Terms

We may update these Terms from time to time. We will notify you of significant changes via email or in-app notice. Continued use of the Service after changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms are governed by applicable law. Any disputes will be resolved through good-faith negotiation first. If unresolved, disputes will be subject to the jurisdiction of the courts in the applicable territory.

15. Contact

For questions about these Terms, contact us at:
📧 support@uncsjournal.com
🌐 uncsjournal.com